Mon - Thurs: 9am - 5pm
Fri: 9am-4pm
Toll Free: 866-480-8236
210 Charles Street
Port Orange, Fl 32129


Simply put, it's what the cost would be to rebuild your home or commercial building if you had a total loss, so therefore how much the building should be insured for.

We look at dozens of various factors that determine what the cost would be to rebuild if the structure would need to be replaced.

  • Type Of Construction
  • Square Footage
  • Wall Heights
  • Type Of Heating/Cooling
  • Roof Coverings
  • Location Of Building
  • Type Of Foundation
  • Wall/Floor Treatments
  • Exterior Wall Coverings
  • Building Additions
  • Ease Of Access many, many others including debris removal before reconstruction can begin.

Are You Properly Covered For A Total Loss?

Tornado, Fire, Hurricane, Flood, Tree Damage, are you insured enough?

David Kolodzik, PPIA, CIVS

David Kolodzik, PPIA, CIVS

Licensed Insured Adjuster
Insurance Valuation Specialist


We have completed thousands of insurance valuations throughout Florida.

My name is Dave and I have been conducting insurance replacement valuations for over a decade helping to make sure that Florida homeowners, condominium associations and commercial property owners have the correct amount of insurance coverage.

I am also a Florida licensed insurance adjuster, so I have seen what happens to property owners who don't have the proper amount of insurance protection. Just imagine having your home or commercial property destroyed. Now imagine finding out that you don't have enough protection to rebuild after your loss.
This happens much, much more than most people think. Don't let this happen to you.
Call Expert Insurance Valuations and schedule your insurance valuation on your property!


"If it's not in the best interest of our clients, it's not in our best interest."

- Laura Burger

Expert Insurance Valuations Membership Associations
Expert Insurance Valuations of Florida
Expert Insurance Valuations. Office Hours: Mon-Fri 9-4pm
210 Charles Street
Port Orange 32129
Local: 386-677-8886
Toll Free: 866-480-8236

Meet the Expert Team.

Dave Kolodzik, PPIA, CRVS

Dave Kolodzik, PPIA, CRVS
Expert Inspectors’ president has been conducting insurance inspections
and replacement valuations throughout Florida since 2002. He has also instructed dozens of other inspectors over the years.

Besides being a Certified Replacement Valuation Specialist he is also a Florida licensed all-line property appraiser with the PPIA (Professional Property Insurance Adjuster) designation. Dave is also certified continuing education instructor for Community Association Manager licensees.

Ramon Giaconne

Ramon Giaconne
Ray is a Florida Certified Building Contractor with over 30 years experience
with a great understanding of construction laws and contracting business practices.

Currently Ray oversees our wind storm mitigations, roof condition inspections and personally conducts all inspections relating to balcony railing code compliance satisfying the Department of Business Professional Regulation required form DBPR HR 7020.

A valuable team member to have on your side.

M. Anastasia Kolodzik

M. Anastasia Kolodzik
Anastasia is Experts’ reserve study specialist. She personally works with each board and property manager to customize the reserve study to the individual need of each association.

The process begins with an on-site inspection of the
association. She then meets with the property manager and board to
collect the necessary information to produce a funding plan over a specified time period.
© 2019 Expert Insurance Valuations. All Rights Reserved.